The law in England and Wales is moving a step closer to treating married and unmarried couples in a similar way. “Over 3.5 million couples live together without getting married or entering a civil partnership, a number that has more than doubled over the past three...
One element of the Chancellor’s ‘Great British Summer Saving’ package was an increase in tax-free mileage rates. However, there remains a curious divide in the way in which HMRC deals with cars used by employees for business. Company Cars vs. Personal Vehicles: The...
How true are recent media headlines that fewer than one in ten will enjoy a comfortable retirement? As meteorological summer started with heavy rain, a further dampener was put on proceedings by a storm of media headlines thundering that only 9% of people could look...
The Office for National Statistics (ONS) has re-evaluated our long-term life expectancy calculations, shifting how we look at aging in the UK. Why Life Expectancy Calculations Matter Life expectancy calculations are critical for far more than simply answering a...
The Treasury has announced a new campaign aimed at reducing the number of unclaimed Child Trust Funds (CTFs). The US Echoes the UK's Savings Model On 4 July 2026, the US government will officially launch Trump Accounts. While not another White House-linked...
Do you have a rainy day fund? If you don’t, it is time to think again—because exactly where you hold your cash matters just as much as how much you save. A common piece of basic financial advice is that you should have enough of a cash reserve to cover at least three...
So Much for 2% Inflation on the Horizon… The war with Iran has dashed hopes of inflation falling steadily back to its target level, serving as a stark reminder of how quickly global events can disrupt local economies. The Bank of England’s Optimistic Outlook When the...
House Prices Versus Inflation: The 10-Year Reality Check It is a common belief that "bricks and mortar" are an infallible investment, but the data over the last decade suggests a more complex reality. When we look at the figures from January 2016 to January 2026, a...
"How long am I going to live?" is a question that carries more weight the older we get. While many turn to the Office for National Statistics (ONS) life expectancy calculator for a quick answer, the raw numbers often mask a more complex reality. For a one-year-old...
The government quietly revealed unexpected tax changes in late December, at a time when most of the public attention was elsewhere. The timing brought to mind the famous political saying: “a good day to bury bad news.” More than twenty years on, this strategy of...
That familiar time of year has arrived again. As 2026 begins, how will you balance your finances in the year ahead? With New Year’s Day falling on a Thursday, many people will not return to work until Monday 5 January. That extended break offers a rare opportunity —...
The Autumn 2025 Budget risked becoming a “winter Budget”, arriving at the latest possible opportunity on 26 November after a prolonged and rumour-filled run-up. This marked the Chancellor’s second Budget. Her first, delivered on 30 October 2024, followed early...
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