Chartwell Compass
Employee financial wellbeing hub · topics and subtopics for four life stages
Step 1 — Choose your life stage
Step 2 — Explore topics (showing: Starting Out)
Workplace pension
- What salary sacrifice means for you Chartwell
- How auto-enrolment works Chartwell
- Nominating a beneficiary — don’t skip this Chartwell
- MoneyHelper: pension basics external
- NEST member portal external
Mortgages
- How salary sacrifice affects your mortgage application broker
- First-time buyer money tips external
- Stamp duty rates explained ([GOV.UK](http://GOV.UK)) external
- Stamp duty calculator external
- Salary sacrifice and mortgage affordability broker
- Saving for a deposit alongside your pension broker
Wills & legal basics
- Why you need a will even in your 20s solicitor
- What happens without a will (intestacy rules) solicitor
- Setting up a Lasting Power of Attorney — earlier than you think Chartwell
- Make a Lasting Power of Attorney ([GOV.UK](http://GOV.UK)) external
- Find a solicitor — The Law Society external
Budgeting & saving
- ISA allowances explained Chartwell
- Emergency fund: how much is enough? Chartwell
- MoneyHelper budget planner external
- Best savings accounts — Moneyfacts external
- NS&I savings products external
Investments
- ISA changes on the horizon — what you need to know Chartwell
Step 2 — Explore topics (showing: Building Wealth)
Workplace pension
- Should you increase your contributions now? Chartwell
- Consolidating old workplace pensions Chartwell
- Understanding your pension statement Chartwell
- Salary sacrifice vs personal contributions Chartwell
- Are today’s mid-lifers facing a retirement crisis? Chartwell
- MoneyHelper pension calculator external
Mortgages
- Remortgaging: when and how to approach it broker
- Using equity to fund home improvements broker
- Overpaying your mortgage — does it pay? broker
- Salary sacrifice and mortgage affordability broker
- MoneyHelper mortgage calculator external
Protection
- Income protection: what it covers Insurer
- Critical illness vs life insurance — what’s the difference? external
- How much does protection insurance cost? external
- How group cover through work may fall short Chartwell
Investments
- ISA changes on the horizon — what you need to know Chartwell
- Diversification in plain English Chartwell
- Investment risk and your timeline adviser
- Junior ISA for children Chartwell
- Investing for beginners — MoneySavingExpert external
Step 2 — Explore topics (showing: Protecting Family)
Wills & legal basics
- Why every parent needs an up-to-date will solicitor
- Appointing a guardian for your children solicitor
- Lasting Power of Attorney — Chartwell’s LPA service Chartwell
- Office of the Public Guardian external
Budgeting & saving
- Baby costs calculator — MoneyHelper external
- Shared parental leave and your pension Chartwell
- Junior ISAs and children’s savings ([GOV.UK](http://GOV.UK)) external
- Child Benefit: eligibility and the tax trap external
- Family finances — MoneySavingExpert external
Protection
- Putting life insurance in trust Insurer
- What death in service pays — and what it doesn’t Chartwell
- Life insurance calculator — how much cover do you need? external
- Association of British Insurers external
- What Statutory Sick Pay actually covers ([GOV.UK](http://GOV.UK)) external
- Building a safety net — CII guide to income protection external
- Benefits for people who are sick or disabled — Citizens Advice external
- How to sort out your money if you become ill — MoneyHelper external
- Maternity pay — what you’re entitled to external
Step 2 — Explore topics (showing: Planning Ahead)
Budgeting & saving
Pension planning
- State pension age hits 67 — are you affected? Chartwell
- Are mid-lifers facing a retirement crisis? New research Chartwell
- When can you access your pension? Chartwell
- Happiness in retirement — Legal & General external
- Average retirement income in the UK external
- Book a free Pension Wise appointment external
- Annuities are back — 12 years later Chartwell
- Drawdown vs annuity — which suits you? external
- Tax-free cash: 25% lump sum explained Chartwell
- Check your State Pension forecast ([GOV.UK](http://GOV.UK)) external
- It’s not just how long you live — healthy life expectancy Chartwell
Estate planning
- A guide to inheritance tax — MoneyHelper external
- The seven-year rule for inheritance tax external
- Inheritance tax thresholds explained solicitor
- Leaving a charitable legacy — Alzheimer’s Research UK charity
- Inheritance tax calculator — Aviva external
- Trusts: the basics for families solicitor
Step 2 — Explore topics (showing: Getting Help)
Budgeting & saving
- MoneyHelper — free online and phone guidance external
- Citizens Advice — debt, benefits and money external
- StepChange — free debt counselling external
- National Debtline external
- Which debts to deal with first — Citizens Advice external
- Breathing space: the 60-day protection — StepChange external
- StepChange debt calculator tools external
- Debt advice locator — MoneyHelper external
- The link between financial stress and mental wellbeing Chartwell
- Money and mental health — Mind external
- Mental Health & Money Advice service external
- Money problems and poor mental wellbeing — MoneyHelper external
Pension planning
Speak to a Chartwell adviser
Our team is here to help you at every life stage. Book a no-obligation call or drop us a message and we'll be in touch.
- ✓ Personalised financial guidance
- ✓ Pension, protection & mortgage specialists
- ✓ No obligation initial conversation