Overpaying your mortgage — even by a small amount — can make a significant difference over time. Because mortgage interest is usually calculated daily, reducing the balance early means you pay less interest overall. Most lenders allow up to 10% of the outstanding...
Chartwell Wealth Management
Compass Resources
Using equity to fund home improvements
If your property has increased in value or you've paid down a good portion of your mortgage, you may be able to access additional borrowing — either through your existing lender or by remortgaging to a new one. People commonly raise funds for home improvements,...
Remortgaging: when and how to approach it
Most mortgage products run for a fixed period — typically 2, 3 or 5 years. As your product end date approaches, it's important to review your options. If you don't arrange a new deal in time, your lender will move you onto their Standard Variable Rate (SVR), which is...
MoneyHelper pension calculator
Are today’s mid-lifers facing a retirement crisis?
New research reveals that five million mid-lifers, aged 40–54, face a difficult retirement. A generation born between the early 1970s and late 1980s were too young to benefit from defined benefit pension schemes, but also too old to feel the full benefit of automatic...
Understanding your pension statement
Scottish Widows RetireWell Webinar Series
Putting life insurance in trust
TEST
What salary sacrifice means for you
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