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Unpacking the New Adult Social Care Commission

Unpacking the New Adult Social Care Commission

Adult Social Care Review The first Friday of May was a whirlwind of news, creating the perfect backdrop for an announcement the government might prefer to keep under the radar: the launch of a new independent commission into adult social care in England. A Quiet...

US Tariff Pause and Market Jitters

US Tariff Pause and Market Jitters

Trump's "Yippy" Justification for Tariff Delay A new word was added to investors’ vocabulary in April. “Well, I thought that people were jumping a little bit out of line. They were getting yippy, you know, they were getting a little bit yippy, a little bit afraid.”...

Will your next company car be a plug-in hybrid?

Will your next company car be a plug-in hybrid?

2025 introduces a technical change to company car tax, which could alter your next choice of car. In recent years, the tax rules for company cars have provided a major incentive to choose a battery electric vehicle (BEV), with zero CO2 emissions, or a plug-in hybrid...

HMRC Efficiency & The Cost of Tax

HMRC Efficiency & The Cost of Tax

Global Government Efficiency Scrutiny Despite referring to taxpayers as 'customers,' the question of HMRC efficiency and cost-effectiveness remains. In the United States, there has been considerable media attention on DOGE, the so-called Department of Government...

2024 Inflation Breakdown

2024 Inflation Breakdown

The Inflation Illusion: Understanding the Disconnect Between Data and Reality Inflation fell in 2024, reaching 2.5% compared to 4.0% in 2023. Yet, for many, this drop didn't reflect their lived experience. Why the discrepancy?   The Economist's View vs. Public...

The Spring Forecast: What To Expect

The Spring Forecast: What To Expect

Spring Forecast Announced - 26 March 2025 The Chancellor has announced the timing of her next formal report to Parliament. Cast your mind back six Chancellors ago to Philip Hammond (aka Spreadsheet Phil). In autumn 2016, Hammond announced a change to the timings of...

National Savings Cuts & What They Mean for You

National Savings Cuts & What They Mean for You

Discover why National Savings & Investments is cutting rates. National Savings & Investments (NS&I) has been busy reducing its interest rates in recent months. NS&I has roots going back to 1861, when Gladstone, then Chancellor of the Exchequer,...

Why Are Mortgage Rates Increasing When Interest Rates Fall?

Why Are Mortgage Rates Increasing When Interest Rates Fall?

Not every interest rate moves in the same direction. If you are approaching the end of your five-year fixed rate mortgage and currently enjoying an interest rate of around 2%, you have probably been watching the fluctuations of interest rates with some trepidation....

The Rise of Student Tuition Fees in England

The Rise of Student Tuition Fees in England

The End of the Student Tuition Fees Freeze The long freeze on student tuition fees in England has come to an end in 2025. Do you know what the RPIX is? You might guess it’s related to inflation given that RPI is the Retail Prices Index. But what does the X mark? X...

The Autumn Budget Summary

The Autumn Budget Summary

Chancellor Rachel Reeves’ first Budget was a significant one in all senses. “…this Budget delivers a large, sustained increase in spending, taxation, and borrowing.”  So said the Office for Budget Responsibility (OBR) in the first paragraph of its overview of the...

Opening the books – the government’s spending inheritance

Opening the books – the government’s spending inheritance

The date of the next Budget has been announced, accompanied by the new Chancellor’s warning about government finances. Chancellor Rachel Reeves’ first announcement on entering 11 Downing Street was the commissioning of a ‘spending inheritance’ review from the...

From victory to Budget? Labour’s first 100 days

From victory to Budget? Labour’s first 100 days

With a majority of over 200 and a weight of expectations, what happens next for Sir Kier Starmer’s new Labour government? The importance of the first 100 days of a new government cannot be understated. Within that period the new incumbent has the greatest political...