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UK Inflation Expected To Rise

UK Inflation Expected To Rise

UK Inflation Numbers Higher Than Expected 2025’s first set of UK inflation numbers were higher than expected, but more rises are coming. The UK has experienced an inflation rollercoaster since the start of this decade, as have many Western economies. In January 2020,...

HMRC Efficiency & The Cost of Tax

HMRC Efficiency & The Cost of Tax

Global Government Efficiency Scrutiny Despite referring to taxpayers as 'customers,' the question of HMRC efficiency and cost-effectiveness remains. In the United States, there has been considerable media attention on DOGE, the so-called Department of Government...

Automatic Pension Enrolment Thresholds Update

Automatic Pension Enrolment Thresholds Update

Automatic Pension Enrolment Thresholds remain unchanged. The government has confirmed that there will be no revisions to automatic enrolment in workplace pensions for 2025/26. For a government facing an investment shortfall following a £40 billion tax increase, the...

Planning Your New Tax Year 2025

Planning Your New Tax Year 2025

Proactive Tax Year Preparation Planning for the beginning of the new tax year is as important as the planning done for the end of the old one. While the 5th of April, the tax year's conclusion, is a major focal point, the following day, while appearing to need less...

The Importance of Financial Organisation

The Importance of Financial Organisation

Be Financially Ready For Unforeseen Circumstances What if? If something happened to you tomorrow, how easily could your partner access and understand the state of your financial organisation? It’s been five years since the pandemic turned the world upside down. The...

Are We Investing Wisely?

Are We Investing Wisely?

Wealth in the G7: How Do We Compare? One of the nation’s largest investment managers has examined investors’ attitudes in the UK relative to other major developed G7 nations with interesting results. So, are we investing wisely compared to the rest of the G7? Personal...

2024 Inflation Breakdown

2024 Inflation Breakdown

The Inflation Illusion: Understanding the Disconnect Between Data and Reality Inflation fell in 2024, reaching 2.5% compared to 4.0% in 2023. Yet, for many, this drop didn't reflect their lived experience. Why the discrepancy?   The Economist's View vs. Public...

The Spring Forecast: What To Expect

The Spring Forecast: What To Expect

Spring Forecast Announced - 26 March 2025 The Chancellor has announced the timing of her next formal report to Parliament. Cast your mind back six Chancellors ago to Philip Hammond (aka Spreadsheet Phil). In autumn 2016, Hammond announced a change to the timings of...

The Long Wait for Social Care Reform

The Long Wait for Social Care Reform

27 Years of Promises: Where Are We Now? The question of how to fund social care is once again a hot topic in British politics. It seems every few years, a new commission or review is launched, raising hopes for a sustainable solution. But how much progress has really...

Tax Reporting Rules for Online Sellers

Tax Reporting Rules for Online Sellers

Understanding the January 31st Deadline: Online Sellers Tax Rules The end of January wasn't just the deadline for personal tax returns; it also marked the beginning of a new era of tax reporting for online sellers. As of January 2025, online platforms like eBay,...

National Savings Cuts & What They Mean for You

National Savings Cuts & What They Mean for You

Discover why National Savings & Investments is cutting rates. National Savings & Investments (NS&I) has been busy reducing its interest rates in recent months. NS&I has roots going back to 1861, when Gladstone, then Chancellor of the Exchequer,...

The Budget: Inheritance Tax Revisited

The Budget: Inheritance Tax Revisited

The Budget brought inheritance tax (IHT) into the news headlines, but its impact is not well understood.   Understand the impact of Inheritance Tax through the example of Mark and Hannah, a couple who have an estate valued at £1.25 million, including their jointly...