Andy Burnham has plans to deal with long-term care in England. A Look Back to 2010 In March 2010, during the dying days of Gordon’s Brown’s Labour government, Andy Burnham was the Health Secretary. In that role, he published a White Paper on social care reform in...
he Autumn Budget date has now been set for 28 October, with the new Chancellor facing some familiar challenges. Setting the Date At the end of a fortnight heavily laden with announcements from Prime Minister Andy Burnham and his revised cabinet, what may prove to be...
The House of Commons Treasury Committee has published a critical report on the operation of student loans. Earlier this year the Department for Education (DfE) announced a 6% interest cap on Plan 2 student loans for one year from September 2026. The DfE press release...
The law in England and Wales is moving a step closer to treating married and unmarried couples in a similar way. “Over 3.5 million couples live together without getting married or entering a civil partnership, a number that has more than doubled over the past three...
New research from HM Revenue & Customs (HMRC) has placed an uncomfortably large figure on the estimated amount of unpaid tax in the UK. At £59.2 billion, the outstanding amount is a serious sum of money—equating to roughly £850 a head for every man, woman, and...
The government has officially published a consultation document outlining the replacement for the Lifetime ISA (LISA). If you are currently saving for a first home or retirement using a LISA, these impending changes are vital to understand. The Lifetime ISA was...
A recent consultation paper released by HM Revenue & Customs (HMRC) could spell concerning news if you are one of the 3.6 million self-assessment taxpayers who make payments on account. While summer temperatures soared across the UK, HMRC unveiled a substantial...
The newly formed Pensions Commission has issued a landmark interim report that serves as a stark warning for long-term financial and retirement planning across the UK. The Legacy of the First Commission The original Pensions Commission was established back in 2002....
Could the State pension be replaced with a more flexible, personalised income scheme? A radical new report argues that not only is it possible, but it may also be economically vital. The Spiralling Cost of Retiring There are now 12.6 million people over the State...
New data from HMRC highlights just how heavily the UK government relies on a tiny blend of revenue streams, pulling the vast majority of its funding from a very small "cocktail" of core taxes. The Quadruple Tax Lock The Labour Party went into the 2024 general election...
The Office for National Statistics (ONS) has re-evaluated our long-term life expectancy calculations, shifting how we look at aging in the UK. Why Life Expectancy Calculations Matter Life expectancy calculations are critical for far more than simply answering a...
The Treasury has announced a new campaign aimed at reducing the number of unclaimed Child Trust Funds (CTFs). The US Echoes the UK's Savings Model On 4 July 2026, the US government will officially launch Trump Accounts. While not another White House-linked...
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